Monday, November 30, 2009

11/30/09

I think I overstepped my boundaries today. Since I've been off of probation, I was able to trade in my run down old car that I had been driving and in return recieved an advanced loan to pay off my debt. I've been driving my new car for about the past two months, just made the first car payment. So now that the amount of the loan I've taken out for the new car has become more apparent, I dont feel the amount of the loan is a just amount for the quality of the vehicle. I love the body style, the expirience and time I had with my father while purchasing, and the customer service of the sales representative... but 18k is alot of money! So, I called the bank in which the loan was taken from and they called me to talk to the dealership. I called the dealership and spoke to a sales rep, they told me to call the dealership of the different car that I was interested in buying from. I got in touch with the new dealership and the guy happily was wanting to work withh me. Explained to him my entire situation, he told me to come in and we'll see. I just wanted to see if I could even get approved before talking to the sales man who sold me my currant car. Long story short, I forgot or didn't even take into account that my dad was the co signer. When it came time to fill out the approval paper work, they needed my dad's information. I called him, told him the situation and he totally didn't agree with me at all. Says that I made a deal with him, I signed the paperwork of my current choice of car and that was that. Even though I told him I felt unsafe driving it and that it was not worth the amount of money I am now going to owe. I was really upset, caused a scene in the dealership, unintentionally, and was confused as to how my dad still has the amount of control over me. If he had already co signed for the currant loan and the new dealership was willing to work with me on the situation... why would my dad dissagree about trying to get a better car for myself? It'd be about the same amount of money, I'm the one paying it off. I feel like we got ripped off and thats my fault for letting emotions get involed while purchasing. Never buy a car from a sales guy who reminds you of your boyfriend and uncle in the same person. He's supposed to remind you of your Dad. I know this now. And I should have been more outspoken about how unhappy I was with the quality of the car since I've been driving it. I probably should have confronted my Dad first before going to the new dealership... but then again I really didn't see that to be neccesary. I thought he would atleast trust my judgement. I think that if I would have talked to him about it previously then things wouldn't have happened the way they did, obviously. But not for the better, I dont know. I feel bad about it now, the whole situation. I will most likely apalogize and try to forget about it tomorrow. Or atleast talk to my Dad some more.

The point is the dealership was willing to work with me, and that's a good thing!

No comments:

Post a Comment